{"id":2077,"date":"2023-11-16T14:35:30","date_gmt":"2023-11-16T14:35:30","guid":{"rendered":"https:\/\/countyhousing.org\/homeownership-program\/"},"modified":"2024-03-09T05:37:52","modified_gmt":"2024-03-09T05:37:52","slug":"homeownership-program","status":"publish","type":"page","link":"https:\/\/countyhousing.org\/bs\/homeownership-program\/","title":{"rendered":"Homeownership Program"},"content":{"rendered":"\n

Program County Housing's Homeownership omogu\u0107ava polaznicima koji ispunjavaju uslove i dobiju Housing Choice vau\u010dere da iskoriste svoje vau\u010dere za pomo\u0107 oko tro\u0161kova stambenog vlasni\u0161tva umjesto da iznajmljuju prostoriju.<\/p>\n\n

Obratite se svom slu\u017ebeniku za slu\u010daj da saznate vi\u0161e o u\u010de\u0161\u0107u u programu.<\/p>\n\n

\n

Pregled programa<\/h2>\n\n\n\n

Podobnost<\/h3>\n\n\n\n

Da bi u\u010destvovali u HCV Homeownership programu, pojedinci ili porodice moraju ispuniti sljede\u0107e kriterije:<\/p>\n\n\n\n

    \n
  • Budite trenutni primalac Housing Choice vau\u010dera<\/li>\n\n\n\n
  • Imajte stabilan izvor prihoda za pokrivanje tro\u0161kova vlasni\u0161tva ku\u0107e<\/li>\n\n\n\n
  • Zavr\u0161ite program savjetovanja o vlasni\u0161tvu koji je odobrio HUD<\/li>\n<\/ul>\n\n\n\n

    Ku\u0107no savjetovanje<\/h3>\n\n\n\n

    HUD zahtijeva od u\u010desnika da zavr\u0161e program savjetovanja o vlasni\u0161tvu ku\u0107e koji pru\u017eaju savjetodavne agencije odobrene od strane HUD-a. Svrha ovog savjetovanja je da pripremi u\u010desnike za odgovornosti vezane za vlasni\u0161tvo nad ku\u0107om, uklju\u010duju\u0107i planiranje bud\u017eeta, hipotekarne obaveze i odr\u017eavanje imovine.<\/p>\n\n\n\n

    Izbor doma<\/h3>\n\n\n\n

    U\u010desnici su odgovorni da prona\u0111u dom koji zadovoljava njihove potrebe i koji je u okviru njihovog bud\u017eeta. Dom mora ispunjavati odre\u0111ene HUD standarde kvaliteta stanovanja kako bi se osiguralo da je siguran i prikladan za kori\u0161tenje.<\/p>\n\n\n\n

    Finansiranje<\/h3>\n\n\n\n

    U\u010desnici moraju osigurati hipoteku za kupovinu ku\u0107e.<\/p>\n\n\n\n

    Obra\u010dun pla\u0107anja<\/h3>\n\n\n\n

    Iznos mjese\u010dne isplate pomo\u0107i za stambeno vlasni\u0161tvo (HAP) koju u\u010desnik prima izra\u010dunava se na osnovu njihovih prihoda, tro\u0161kova i lokalnog stambenog tr\u017ei\u0161ta. HAP poma\u017ee u pokrivanju mjese\u010dnih tro\u0161kova vlasni\u0161tva ku\u0107e, uklju\u010duju\u0107i hipoteku, poreze na imovinu i osiguranje.<\/p>\n\n\n\n

    Odgovornosti<\/h3>\n\n\n\n

    Vlasni\u0161tvo ku\u0107e u okviru ovog programa uklju\u010duje odre\u0111ene odgovornosti, uklju\u010duju\u0107i odr\u017eavanje ku\u0107e u dobrom stanju, pla\u0107anje hipoteke i drugih tro\u0161kova na vrijeme, te ispunjavanje svih zahtjeva programa.<\/p>\n\n\n\n

    Iza\u0111ite iz HCV programa<\/h3>\n\n\n\n

    Kada porodica zavr\u0161i program Homeownership, obi\u010dno vi\u0161e ne primaju pomo\u0107 za iznajmljivanje putem tradicionalnog Housing Choice Voucher programa. Me\u0111utim, oni postaju vlasnici ku\u0107e i nastavljaju biti odgovorni za odr\u017eavanje i tro\u0161kove vezane za njihov dom.<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

    Program County Housing's Homeownership omogu\u0107ava polaznicima koji ispunjavaju uslove i dobiju Housing Choice vau\u010dere da iskoriste svoje vau\u010dere za pomo\u0107 oko tro\u0161kova stambenog vlasni\u0161tva umjesto da iznajmljuju prostoriju. Obratite se svom slu\u017ebeniku za slu\u010daj da saznate vi\u0161e o u\u010de\u0161\u0107u u programu. Pregled programa Podobnost Da bi u\u010destvovali u HCV Homeownership programu, pojedinci ili porodice moraju […]<\/p>\n","protected":false},"author":1,"featured_media":1812,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_classifai_error":"","_classifai_text_to_speech_error":"","footnotes":""},"class_list":["post-2077","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nHomeownership Program - County Housing<\/title>\n<meta name=\"description\" content=\"Program County Housing's Homeownership omogu\u0107ava polaznicima koji ispunjavaju uslove i dobiju Housing Choice vau\u010dere da iskoriste svoje vau\u010dere za pomo\u0107 oko tro\u0161kova stambenog vlasni\u0161tva umjesto da iznajmljuju prostoriju.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/countyhousing.org\/bs\/homeownership-program\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Program za stambeno vlasni\u0161tvo - 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